Personal Services

Estate Planning

The legislation that governs passing on your estate to your chosen beneficiaries requires you to plan well in advance. Since none of us knows when we shall die, this means making the necessary provisions now.

The earlier you make the arrangements, the greater your chance of taking full advantage of the tax opportunities available and thereby maximising the amount that goes to your beneficiaries. Nothing is more demoralising than the thought that a substantial slice of the wealth you have worked hard to accumulate will end up in the Government's coffers!

It is equally important when planning to transfer your estate that you make adequate provision for yourself and your spouse in your later years. Striking this balance calls for considerable skill and foresight - and a detailed knowledge of the tax regime.

We provide a discreet estate planning service that includes:
• help with drawing up and reviewing your will
• making full use of exemptions and lower tax rates on lifetime transfers
• optimising lifetime transfers between spouses
• transferring agricultural or business property
• transferring assets into trust
• arranging adequate life assurance to cover potential inheritance tax liabilities.

We strongly advise you to begin your estate planning right away by contacting us for a preliminary review

Personal Tax Planning

The personal tax system is becoming more and more complex with ultimate responsibility falling on the shoulders of the taxpayer. To optimise a taxpayer’s position requires sound professional advice. This can be offered by us along with completing your tax return.
When looking at your annual tax liability we include income tax, capital gains tax, inheritance tax, trusts and estates
Every pound of income tax you save means more income at your disposal, every well planned disposal of assets means minimal loss of capital gains, and every inheritance tax saving means more benefit for your beneficiaries.

Make sure you take full advantage of the tax saving opportunities open to you - call us today for a personal tax planning review.

Retirement Strategies

Everyone hopes to maintain the same standard of living in retirement as they presently enjoy while working, but to achieve this requires considerable forward planning.
We can help you with the exit strategy from your business, pension provisions, savings and life investments and life assurance.

Self Assessment

If your personal affairs are complicated then completing a self assessment tax return can be a daunting process. Failing to submit a return on time will incur a penalty which increases over time the longer it is outstanding. The continual changes to the tax system makes completing tax returns harder and harder potentially resulting in more fines further down the line.
We can save you a lot of time, worry, and money by handling your self assessment tax return for you. We will do all the necessary computations, complete your return, and even offer advice on how you can minimise your tax liability.
We can act as your agent, dealing directly with the HM Revenue and Customs on your behalf and, should you be selected for a self assessment enquiry, act for you at any meetings.

Trusts & Executorships

Mainly due to the rise in the value of the family home the inheritance tax threshold is not normally enough to protect beneficiaries from a tax burden. One easy and tax efficient way that this can be managed is by using trusts. There are many different types of trusts and we can advise you on the most efficient one for you and also look after the required accounting procedures necessary.
In addition, we can also assist you with your will, be that a single will or mirrored will.
Where appropriate, we can act as trustees or executors.

Contact Us

Suite 3.12 Grosvenor House, Central Park
Telford
Shropshire
TF2 9TW
Phone: 01952 292729
Email: info@chadstonegroup.com

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